Everything to sort before, during, and after you buy. Tick each step, tap the guide behind it, and end up with cover built around U.
Work top to bottom, or jump to where U are stuck. Every step links to a full guide, so this is your map to insuring your home.
Tick each step as U go. Your checklist saves automatically on this device.
Know what you are insuring and what it should cost before quotes load.
Home insurance covers rebuilding, not the sale price. Get a rebuild estimate so you insure the right amount.
How much home insurance costsPhotograph each room and list valuables. It sets your contents cover and speeds any claim.
How to take a home inventoryFlood zone, wildfire risk, roof age, and crime all shape your options and price.
Home insurance risk factorsDecide what you can comfortably spend before you compare.
How much home insurance costsBuild the shape of the policy before you compare prices.
The core amount to rebuild the structure. Match it to the rebuild cost, not the mortgage.
Home insurance coverage explainedCovers your belongings. Decide between replacement cost and actual cash value.
Home insurance coverage explainedCovers injuries and damage you are responsible for. Higher limits cost little.
Home insurance coverage explainedStandard policies exclude flood. Add separate flood cover or endorsements you need.
Does home insurance cover floodSame coverage, several insurers. This is where the savings live.
Prices for the same home can vary widely. Three is the minimum to know you got a fair one.
How to compare home insurance quotesBundling, security systems, a new roof, and claims-free records all lower the price.
How to lower your home insurance premiumHome claims are high stakes. Read how each insurer handles them.
How to choose a home insurerHome plus auto with one insurer often drops both premiums.
Bundling home and auto insuranceClose it out cleanly so your home is never uninsured.
Match it to your closing date or your old policy's end.
When to start a home insurance policyConfirm any refund on the unused portion of your premium.
How to switch home insuranceMany pay home premiums through the mortgage escrow account.
How to lower your home insurance premiumYour lender needs proof of insurance before closing.
Home insurance proof for lendersA policy is not set and forget. A few habits keep it right.
Rebuild costs and your home both change over time.
Your annual home insurance reviewA new kitchen or extension raises your rebuild value.
How renovations affect home insuranceJewelry, art, and electronics may need extra scheduled cover.
Scheduling high value itemsCompare again each year to catch quiet price creep.
How to switch home insurance
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