How to take a home inventory

A home inventory makes a claim faster and more accurate. Here is a simple way to build one.

By the InsuranU team Updated July 20264 min read

If U ever need to file a claim, a home inventory is the difference between a fast payout and a slow argument over what U owned.

Room by room

Walk through each room with your phone, filming or photographing furniture, electronics and valuables. Open closets and drawers for anything easy to overlook.

Capture the details that matter

Receipts or estimated purchase price
Serial numbers for electronics
Brand and model where visible
Photos of any damage or wear already present

Keep it somewhere safe

Store copies in the cloud, not just on the device U used to film it, so it survives whatever happens to the home.

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← Back to the home insurance checklist

Keep going

Scheduling high-value items

When jewelry, art or collectibles need their own coverage.

Read the guide

Guide

What home insurance covers

The perils, limits and exclusions in a standard policy.

Read the guide

Cost guide

How much home insurance costs

See the real ranges, with a live estimator.

Read the guide

Common questions

How often should I update my inventory?

After any major purchase, and at least once a year.

Do I need receipts for everything?

Not strictly, but they help. Photos and serial numbers are the next best thing.

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