How to protect your things and yourself as a renter. Tick each step, tap the guide behind it, and get cover built around U.
Renters insurance is cheaper than most people expect. This checklist helps U cover your belongings and liability the right way.
Tick each step as U go. Your checklist saves automatically on this device.
Know what you own and what your lease asks.
List and photograph your belongings.
How to take a home inventoryInsure what it costs to replace everything.
How much renters insurance do you needSome landlords require renters cover.
Does your lease require renters insuranceRenters cover is usually inexpensive, so set a realistic figure.
How much renters insurance costsBuild the policy before you compare.
Match it to your inventory total.
Renters insurance coverage explainedPays to replace items, not their depreciated value.
Replacement cost vs actual cash valueCovers injury and damage you are responsible for.
Renters insurance coverage explainedPays living costs if your rental becomes unlivable.
What loss of use coversSame cover, several insurers.
Three is the minimum to know it is fair.
How to compare renters insurance quotesSecurity, bundling with auto, and claims-free records.
How to lower your renters insurance premiumMatch it to what you could pay tomorrow.
Choosing a renters insurance deductibleRead how each insurer pays out.
How to choose a renters insurerStart cover cleanly.
Match it to your move-in day.
When to start a renters policySome leases ask to be listed as an interested party.
Adding a landlord to renters insuranceSo cover never lapses by accident.
How to lower your renters insurance premiumSend proof to your landlord if they ask.
Proof of renters insuranceKeep cover matched to your life.
Your belongings and needs change.
Your annual renters insurance reviewNew electronics or valuables may need more cover.
Scheduling high value itemsAdd extra cover for jewelry or expensive gear.
Scheduling high value itemsCompare again before you renew.
How to switch renters insurance
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