Bundling home and auto insurance

Putting home and auto with one insurer usually earns a discount on both. Here is when it is worth it, and when it is not.

By the InsuranU team Updated July 20263 min read

Bundling home and auto is one of the simplest discounts available, but it is not automatically the cheapest option.

Why bundling usually saves money

Insurers reward customers who bring more than one policy, often with a discount of 5% to 25% off the combined price.

Occasionally, separate policies from two specialist insurers beat a bundle. The only way to know is to compare both.

Our auto + home bundle cost guide breaks down typical combined pricing and the usual discount range in detail.

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Is bundling always cheaper?

Usually, but not always. Comparing bundled and separate pricing is the only way to be sure.

Can I bundle with renters instead of home?

Yes, many insurers also discount auto paired with renters insurance.

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