How to switch motorcycle insurance

Switching motorcycle insurers is simple if U do it in the right order. Here is how.

By the InsuranU team Updated July 20263 min read

Switching motorcycle insurers is straightforward as long as U avoid a coverage gap.

Line up the new policy first

Get your new policy active before canceling the old one, so there is never a day without coverage.

Some insurers charge a short-rate penalty for canceling mid-term. Ask before U switch.

Some states require proof of current insurance tied to your registration, so keep documentation ready.

Compare matched options in a few minutes. It is free and there is no obligation.

More from the motorcycle insurance checklist.

What separates a strong motorcycle insurer.

See the real ranges by bike and rider.

See the real ranges, with a live estimator.

Will I get a refund from my old insurer?

Usually a prorated refund for the unused portion, sometimes minus a short-rate fee.

How long does switching take?

Often same-day once you have a new quote you are happy with.

Tell us about your motorcycle and your life. We will match you with quotes built around U.