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Cost

How much motorcycle insurance costs

Most riders pay $15 to $100 a month. Here is the short version, and where to see the full breakdown.

By the InsuranU team Updated July 20263 min read

Motorcycle insurance pricing depends heavily on the bike itself and your riding history.

The short version

Cruisers and standard bikes with an experienced, clean-record rider often run $15 to $45 a month. Sport bikes and newer riders can run considerably more.

Where to get the full breakdown

Our cost guide covers pricing by bike type and rider experience in detail, with a live estimator so U can see a ballpark for your situation.

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Common questions

Why is sport bike insurance more expensive?

Higher repair costs, higher theft rates, and higher accident rates all push the price up.

Where can I see full pricing detail?

Our cost guide has the full breakdown, with a live estimator for your situation.

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