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Guide

Where to keep your life insurance policy

A policy your family cannot find is nearly as bad as no policy at all. Here is how to make sure it gets used.

By the InsuranU team Updated July 20262 min read

A life insurance policy only helps your family if they know it exists and can find the details when it matters.

Tell your beneficiaries

At minimum, let your beneficiaries know a policy exists, which insurer holds it, and roughly what it covers.

Keep documents accessible

  • A secure digital copy, not just paper
  • A note in your estate documents or will
  • The insurer name and policy number shared with a trusted person

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Common questions

What if my family does not know I have a policy?

Unclaimed life insurance benefits happen more than people expect. Tell someone U trust.

Should I keep a paper copy?

A digital copy is enough, as long as it is backed up and someone knows where to find it.

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