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What U need to insure a motorcycle

Gathering your details up front makes quoting faster and more accurate. Here is the short list.

By the InsuranU team Updated July 20263 min read

Insuring a motorcycle takes a bit more detail than a car quote, since the bike itself matters more to the price.

Rider details

  • License number and years of riding experience
  • Any motorcycle safety course certifications
  • Your driving and riding record

Bike details

  • Make, model, year and engine size (cc)
  • VIN, if available
  • Where the bike is stored, garage or street

Coverage decisions

Decide upfront whether U want state minimum liability or full coverage, since this changes what information insurers need from U.

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Common questions

Do I need a safety course certificate to get insured?

No, but it can often earn U a discount.

Does engine size really affect price that much?

Yes, larger and higher-performance engines typically cost more to insure.

U deserve cover that fits

Tell us about your motorcycle and your life. We will match you with quotes built around U.

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