Reviewing and updating your policy

A policy is not set and forget. Here is how an annual review, life-change updates, and mileage reporting keep your cover right and your price fair.

By the InsuranU team Updated July 20266 min read

A policy is not set and forget. A short review each year, plus a quick update after big changes, keeps your cover right and your price fair.

Do an annual review

Once a year, read your declarations page and ask three questions. Do the cars and drivers still match your life. Are the limits and deductible still right. Has the premium crept up without a reason. Fifteen minutes here can save a lot.

Reshop before you renew

An annual review is also the perfect time to compare. Even a loyal, well-priced policy is worth testing against the market once a year.

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Lower your premium

Every discount to ask for, from safe driver to paperless.

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Switching

How to switch insurers

Change cover cleanly with no gap and no double billing.

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Cost guide

How much car insurance costs

See the real ranges, with a live estimator.

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Common questions

How often should I review my policy?

Once a year is plenty for most drivers, plus a quick update any time you have a major life change.

Can lower mileage really cut my rate?

Yes. Many insurers reward lower annual mileage, but you have to report the change for it to count.

U deserve cover that fits

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