Professional liability insurance, explained

Also called errors and omissions insurance, this covers a very different risk than general liability.

By the InsuranU team Updated July 20263 min read

Professional liability protects U when the risk is your advice or work itself, not an accident on your premises.

What it covers

General liability covers physical accidents and property damage. Professional liability covers financial harm from the quality of your work itself.

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Do I need this if I already have general liability?

Often yes, if your business involves advice or professional services, since the risks are different.

Is professional liability required by contract sometimes?

Yes, many clients specifically require it before signing a contract.

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