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Guide

Motorcycle insurance add-ons worth considering

A few optional coverages can close real gaps for a modest cost. Here are the ones worth a look.

By the InsuranU team Updated July 20263 min read

Beyond the basics, a handful of add-ons can meaningfully improve your protection for a small increase in premium.

Common add-ons

  • Gear and accessory coverage
  • Roadside assistance and towing
  • OEM parts coverage, guaranteeing original manufacturer parts for repairs
  • Trip interruption coverage for long-distance riders

How to decide what to add

Match add-ons to how U actually ride. A daily commuter and a long-distance touring rider have different priorities.

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Common questions

Are add-ons worth the extra cost?

For many riders, yes, especially gear coverage and roadside assistance.

Can I add these after my policy starts?

Often yes, though it is simplest to include them when U first set up the policy.

U deserve cover that fits

Tell us about your motorcycle and your life. We will match you with quotes built around U.

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