How to switch business insurance

Switching business insurers takes a bit more care than personal insurance. Here is how to do it right.

By the InsuranU team Updated July 20263 min read

Switching business insurance is manageable with the right order of operations.

Line up new coverage first

Get your new policy active with equal or better coverage before canceling the old one, so there is no gap in protection.

Landlords, clients or licensing bodies who require proof of insurance need updated documentation right away.

Some commercial policies have specific cancellation notice requirements. Review your current policy before switching.

Compare matched options in a few minutes. It is free and there is no obligation.

More from the business insurance checklist.

What separates a strong business insurer.

The proof clients and landlords ask for.

See the real ranges, with a live estimator.

Will I get a refund from my old insurer?

Usually a prorated refund for the unused portion of your term.

Do I need to notify clients when I switch?

If they require certificates of insurance, yes, send updated ones promptly.

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