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Comparison

How to compare pet insurance quotes

Pet insurance quotes hide a lot of variation in the fine print. Here is how to compare them properly.

By the InsuranU team Updated July 20264 min read

Two pet insurance quotes at the same price can cover very different things once U look closely.

Match the essentials

  • Same annual coverage limit
  • Same reimbursement percentage
  • Same deductible type and amount
  • Same waiting periods

Check the exclusions

Look closely at breed-specific exclusions and how each insurer defines pre-existing conditions, since this varies more than people expect.

Where to get quotes

Go direct to insurers, use a broker, or compare through a matching service like InsuranU that lines up several options from one short form.

Quotes built around U

Compare matched options in a few minutes. It is free and there is no obligation.

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← Back to the pet insurance checklist

Common questions

Do quotes change once my pet ages?

Yes, premiums typically rise with age at renewal, regardless of the insurer.

Is the cheapest quote usually the best?

Not always. Check the coverage details closely before deciding on price alone.

U deserve cover that fits

Tell us about your pet and your life. We will match you with quotes built around U.

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