How to compare insurance quotes

The same principles apply whether U are comparing auto, home, or any other type of policy. Here is the general approach.

By the InsuranU team Updated July 20264 min read

Comparing insurance quotes properly comes down to a few consistent habits, regardless of the type of policy.

Match coverage first

Set the same limits and deductibles across every quote before comparing price, so U are comparing the same product.

Check the insurer's claims reputation and financial strength, not just the premium.

Pricing for identical coverage can differ significantly between insurers, so a few quotes gives U real leverage.

Compare matched options in a few minutes. It is free and there is no obligation.

More from the auto and home bundle checklist.

The bundle-specific version of this checklist.

How to actually read what you bought.

See the real ranges, with a live estimator.

How many quotes should I get?

At least three, so you can see whether a low price reflects the market or thinner coverage.

Does comparing quotes affect my credit?

Insurance quotes typically use a soft pull that does not affect your credit score.

Tell us about your home and car and your life. We will match you with quotes built around U.