How much pet insurance costs

Most owners pay $20 to $100 a month. Here is the short version, and where to see the full breakdown.

By the InsuranU team Updated July 20263 min read

Pet insurance pricing depends mostly on your pet's species, age and breed.

The short version

Dogs typically cost more to insure than cats, and premiums climb as pets age. What U pay depends on those two factors most of all.

Our cost guide covers pricing by pet type and age in detail, with a live estimator so U can see a ballpark for your pet.

Compare matched options in a few minutes. It is free and there is no obligation.

The factors insurers weigh most.

Practical ways to bring the price down.

See the real ranges, with a live estimator.

Why is dog insurance pricier than cat insurance?

Dog care tends to cost more and injuries are more common, which raises the premium.

Where can I see full pricing detail?

Our cost guide has the full breakdown, with a live estimator for your pet.

Tell us about your pet and your life. We will match you with quotes built around U.