Business insurance requirements

Some coverage is legally required, some is contractually required. Here is how to tell the difference.

By the InsuranU team Updated July 20263 min read

Business insurance requirements come from a few different directions, and it is worth knowing which apply to U.

Legally required

Check your state's requirements for your business type, and review any lease, client contract or license application for insurance clauses.

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More from the business insurance checklist.

The exposures most businesses actually face.

What it covers and when it is required.

See the real ranges, with a live estimator.

Is business insurance always legally required?

Not always, but workers' compensation usually is once you have employees.

What if my lease requires insurance I don't have?

You may need to add it to comply with your lease terms.

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