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All typesBuying more than one policy from the same insurer, usually car and home, often lowers the price of both. Here is how bundling works and when it wins.
How bundling works
A bundle, sometimes called a multi-policy discount, means putting two or more policies with one insurer. Car and home is the classic pair, but car with renters or condo cover works too. You get one company, often one bill, and a discount on each policy.
How much it can save
Bundling commonly trims a meaningful slice off each premium, and it can also mean a single deductible in some paired-claim situations. On top of the savings, having everything in one place is simply easier to manage.
When bundling is not the cheapest
A bundle is not automatically the lowest price. Sometimes the cheapest car insurer and the cheapest home insurer are different companies, and buying separately beats the bundle even after the discount. Always compare the bundle against the best standalone prices.
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